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The Rise of Private Credit and Lending Competition with Banks

We study the rise of private credit (PC) lending and its competition with syndicated bank lending. We document four stylized facts—(i) PC expansion following negative shocks to bank credit supply, (ii) differences in product composition, (iii) …

Inferring Spatial Wages Distribution from Bilateral Commuting Choices in France

In this paper, I present a theory-based urban model that relates commuting choices with the spatial distribution of wages, and estimate such relationship using French commuting and socio-economic data at the municipal level. The model implies a …